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Calculated Behavioral Payment Plans

Smart Payment Plans — Flexible Terms, Fully Automated

Integrating neural network models into existing systems or software applications, enabling businesses to leverage AI capabilities seamlessly.

Not every client can pay on time — but that doesn’t mean you shouldn’t get paid. Our Smart Payment Plans feature helps you preserve cash flow while showing flexibility to your customers. Your AI Assistant can instantly offer fair, customer-specific plans, handle scheduling, track progress, and follow up — so you don’t have to chase or negotiate manually.

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Because chasing a lump sum shouldn’t cost you the whole relationship.

Smart Payment Plans balance financial discipline with customer empathy. They give your clients a way to pay without friction — and you a way to recover revenue that might otherwise be lost. With AI handling the negotiation, tracking, and reminders, you offer flexibility without lifting a finger.

Suggest Plan Types Based on Invoice Size & History

Different strategies for different clients:

  • Small invoices → split in 2
  • Large invoices → 3–6 months
  • Repeat clients → more flexible terms

Customer-Aware Logic:
The AI considers prior payment behavior, account value, and tone of interaction to craft the most appropriate plan.

Automated Scheduling & Follow-Ups:
Every installment is scheduled, tracked, and followed up on — no manual reminders needed.

Embedded Invoice Adjustments:
Plans can include adjusted terms (like discounts or fees), with clear summaries sent to customers via email or WhatsApp.

Full Visibility for You:
Track active, upcoming, or completed payment plans in your dashboard — with full logs and audit trails.

  • Detects when a customer is late or requests an alternative payment arrangement

  • Suggests plan structures automatically (e.g., 3 monthly installments, 50% upfront + 2x payments)

  • Lets you approve or customize the plan terms with one click

  • Tracks installment due dates and sends personalized follow-ups before each payment

  • Updates payment status in your system and flags missed installments or changes in customer behavior